Our Philosophy

At Topaz Mortgage, we understand the hassles and frustrations involved with shopping for mortgages. That's why we have made it easy for you. We give our customers honest, expert advice based on their best interest, not our highest profit margin. With hundreds of loan programs to choose from and low, competitive rates, your Topaz Mortgage loan representative will customize a loan to meet all of your financing needs. The management and staff have over 30 years experience in the mortgage industry and have created a process flow that removes the hassles that you may have previously experienced when borrowing money in the traditional way.  Did we mention your loan never leaves our hands? Topaz Mortgage is a direct lender. This simply means we make all loan decisions, giving us the power to deliver faster approvals and faster closings than your typical lender. At Topaz Mortgage, we stand by our commitment to the customer. No last-minute changes. What you are promised in the beginning is what we deliver in the end.

Why Topaz Mortgage?

Pricing: We keep our rates low by keeping our costs down and our volume high. Service: You won't find better in the industry. Our loan experts combine decades of experience in the mortgage industry. At Topaz Mortgage, we are large enough to give you the best possible rates and a variety of loan programs but small enough to give every customer the personal touch and service that makes all the difference. Customization: Whether it is your credit situation, loan amount, or special needs, no two loans are exactly alike, and Topaz Mortgage never forgets to go that extra mile. We have a wide array of special loan programs to choose from and the knowledge to put it to work for you. Convenience: We know that in this day and age of technology, why be inconvenienced? You dont even have to leave the comfort of your home. Whether it's including free overnight shipping or our online application, we put technology to work for you. Quick Closings: Because we are a direct lender, we make all loan decisions in-house. This equals better service, faster turn-around times and quick closings. Privacy: At Topaz Mortgage, we value your privacy and protect it. We will never exploit, publish or sell your information. No information will ever be shared with an outside party—this is a promise.